Meet the Team

Srinivas Raju

Lead Consultant - Property & Casualty, Liability and Health

Srinivas Raju is an insurance domain expert with more than 22 years of leadership experience in Business Development, Operations and General Management in the insurance industry. His expertise spans the entire insurance distribution system. He was with National Insurance Company for 12 years with hands-on insurance experience in Property & Casualty and Health insurance. He was a member of the core team of AIG's (American International Group) India Liaison Office in Mumbai and set up the Personal Lines profit center for Tata AIG in Bangalore. He served the ALLIANZ Group in India for three years as the Regional Head responsible for distribution channels and policyholders services including adjudication of claims. He has an intricate knowledge of the insurance business, having been a practitioner in all phases of the industry. Some of key accounts he managed, as an insurer, include IBM, Accenture, HP, SAP Labs, AOL, Lucent, Texas Instruments, ABB, Biocon, MICO, Robert Bosch, Zuari Cements, Saint Gobain, GE Group and the Siemens Group. His current areas of focus are Property & Casualty and Employee Benefit Programs for Manufacturing, Financial Services, Healthcare, IT and BPOs.

Srinivas has a Masters degree in Business Laws from India's premier L-School, the National Law School of India University, Bangalore and a Fellowship of the Insurance Institute of India besides a Post Grad Diploma in Personnel Management. He is a member of The Insurance Institute of India and The Loss Prevention Association of India.


Lead Consultant - Life, Health and Property & Casualty

Indira is Managing Partner and a third generation insurance consultant.

She is a qualified Associate of the Insurance Institute of India and a Practicing insurance Consultant for 20 years in Life, Health and Property & Casualty. Her family has been into insurance consultancy for three generations since 1952. Her grand-father Mr. P K Thyagarajan and both her parents represented Zurich Insurance, Commercial Union, Gresham Life Insurance and The Ocean Accident & Guarantee Corp. in India in the 1960s. Some of her key corporate customers include TCS, HP, Cisco, Tata Infotech, Honeywell, Tata Tele, Mindtree, Tata Tea, Tata BP Solar, GE Bayer Silicon, Texas Instruments, LG, The Taj Group of Hotels, GE Consumer and GE Global.

Her dedication and singular commitment to the consultancy profession has earned her the trust & confidence of a large group of individual customers from diverse fields such as Mr. Ravi Venkatesan, former MD, Microsoft India, Mr. B K Das, Former Chief Secretary of Karnataka, Mr. Phaneesh Murthy, CEO, iGate Solutions, top Cardiologist Dr. S S Ramesh, renowned Nephro-Urologist Dr. Venkatesh Krishnamurthy, Prof. Manju Bansal of the Indian Institute of Science, National Badminton Champion Vimal Kumar, former Miss India Meenakshi Kurpad and Dr Selvi Das, former Vice Chancellor of Mysore University and current Rajya Sabha Member.

Laxman Ganapati

Lead Consultant - Life & Pension Products

Laxman Ganapati is an insurance professional with more than 25 years of domain experience in the Life insurance business. Prior to working for Phoenix Home Life and CSC as a Senior Consultant in Hartford, CT in the USA for 5 years, he worked for Life Insurance Corp. of India for over 20 years. His current focus areas include Life insurance, Pension products and Process consultancy.

Laxman has an MBA in Healthcare Management from the University of Connecticut, Storrs, USA. He is an ING-Certified Market Intelligence Specialist and carries a string of professional designations ranging from FLMI, AIRC, AAPA and ARA awarded by the Life Office Management Association (LOMA) of the USA, to Fellowship of the Insurance Institute of India.

Robert Sulzer


Robert Sulzer is a veteran of the insurance domain. He began his corporate career as a Management Trainee with Zurich Insurance Company in 1964, was the Resident Manager of India during 1969 - 73, held various senior Positions for the Zurich Insurance Company all over the world before signing off his career as the CEO for the Asia/Pacific region of Zurich Financial Services in 2003.

Robert now provides Consulting Advisory services to global enterprises, drawing from his vast experience of over 40 years with Zurich Financial Services. He is based out ofWinterthur, Switzerland.

K S B Mani

Consultant - Life Insurance

K S B Mani, known in the Bangalore insurance market as Mani, is a veteran in the Life insurance consultancy business. He started his career in consultancy in 1954 with "The Ocean Accident & Guarantee Corp. Ltd" and "The Gresham Life Insurance Society". He represented the Zurich Insurance Company as the sole Local Representative in Bangalore during 1968 - 71.

When Life Insurance Corporation of India was born on the 1st of September,1956, Mani took up the Agency on the day one, continued his association for 50 years and still swears by LIC. He was the Chairman's Club member and won many awards as the top agent for LIC at the All India level.

Mani doesn't canvass for business. The amount of trust he has earned for himself among his long list of clients is so much that it is a common sight to find people calling upon him to say, "my dad / grand-pop asked me to buy life insurance from you only, when can I come down to see you sir ?".

Mrs. Lakshmi

Consultant - Life Insurance

Mrs. Lakshmi is a veteran professional consultant with over 40 years of experience behind her. She started her career as a consultant for Commercial Union Assurance Co. Ltd. in 1965 and later represented Zurich Insurance Company till 1971. After the Nationalization of General Insurance business, she focused her energies on Life insurance alone and became the first Chairman's Club member of LIC from Bangalore.

Her daily routine includes writing premium cheques of persons who are abroad and have left their signed blank cheques with her. They are absolutely confident that the premium would be paid on time and the maturity proceeds would be credited to their bank account. Ask Mrs. Lakshmi the secret of her success and she would say, "people do not buy policies, they buy relationships"

C G Subash

Consultant - Worksite Marketing

C G Subash is a creative professional and media industry consultant with more than 15 years of experience in advertising agencies. He specializes in advertising, creative / brand management / strategy, market research strategy and product marketing strategy design. His current focus areas include market research and worksite marketing.